If you are looking for a mortgage option where you won’t have to come up with the typical 20% down payment, and live in Virginia, you should check into VHDA.
This is a mortgage option through the quasi-government organization, VHDA, in which you may qualify for a low or no down payment mortgage.
There are rules of course, but if you qualify, this could be your way into home ownership. Over the years we have helped many home buyers who have qualified, and it can be an excellent solution. It is worth looking into.
We’d be happy to help you get started to discover if this is a viable option. Let us know if you have questions. For the right applicant, it can be a terrific program.