Mortgage & Finance
PODCASTS
Appraisals of Home Value and Your Mortgage Application: Knowing What to Expect
May 19th, 2010 categories: Mortgage & Finance, PODCASTS
EPISODE 36 – REAL ESTATE IN CHANTILLY
If you are looking for a home in the Chantilly or Northern Virginia area, one of the big “moving parts” of your mortgage loan process as a buyer, is the appraisal of the home’s current value.
The appraisal has the potential to create complications for your loan as a mortgage applicant, and the sale of your home if you are a home seller.
What should you be aware of before you jump into the mortgage application process? What potential challenges will you face and how are they resolved? What does a low appraisal do to your mortgage loan process?
These and other issues are discussed by Robert A. Martinson of Bank of America, in this episode. If you have a mortgage application in your future, or the sale of your own home, give a listen to this brief but informative description of appraisals.
Also remember that Kathy O’Neal is always available to help you with real estate issues. If you are relocating to Northern Virginia request our Relocation Guide and take advantage of the Property Search, as well as Area Living features on our website.
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FHA and Conventional Mortgage Loans: Good Information Before You Start the Process
April 20th, 2010 categories: Mortgage & Finance, PODCASTS
EPISODE 35 – REAL ESTATE IN CHANTILLY
If you are a Chantilly or Northern Virginia area home buyer, and you are looking for the best mortgage loan program for your needs, this discussion of both FHA and Conventional loan program will give you added insight on the realities of the current market.
Robert A. Martinson, Loan Officer and Sales Manager with Bank of America, gives us a candid description of the basics of these two major categories of loan options, along with insights on what you can expect as you enter the mortgage loan research and application process.
He will talk about advantages of FHA loans, while addressing many of the common questions loan applicants have about this very popular federal program. In addition, he offers current information on Conventional loan programs.
As always, if you are in the search for an experienced and integrity-based loan professional, don’t hesitate to contact Kathy for several referrals.
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Adjustable Rate and Interest Only Mortgages: The Basics
April 5th, 2010 categories: Mortgage & Finance, PODCASTS
EPISODE 34 – REAL ESTATE IN CHANTILLY
If you are a Chantilly or Northern Virginia area home buyer, and you are shopping for the right mortgage, you need to know the basics about adjustable rate and interest only mortgages.
Getting stuck with the wrong mortgage program can be a mistake that will take years to recover from. Basic knowledge about the type of programs available is critical. And these two types of loans have contributed a great deal to the mortgage woes that we are currently working through. Robert A, Martinson points out that these loan options can have their place, but it is very important that you don’t go in this direction unless you have a very specific set of needs and circumstances, and you understand the risks associated with these loans.
By the way, if you are shopping for a mortgage loan program, feel free to contact Kathy for several referrals.
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Low Interest Rate and Best Mortgage Program: Making Smart Choices
March 23rd, 2010 categories: Buyer Strategies, Mortgage & Finance, PODCASTS, Seller Strategies
EPISODE 33 -REAL ESTATE IN CHANTILLY
If you are a Chantilly or Northern Virginia area home buyer, and you are shopping for the right mortgage loan program, interest rates are one of your primary concerns.
But it is not the only factor that determines how good a program you end up with.
In this episode we briefly discuss the role of interest rates in the larger context of getting the right mortgage loan for your needs. Should you focus only on the interest rate? What other factors do you need to consider? What about getting your loan online? How important is the quality of the organization providing the loan?
We do a quick reality check on these and other issues in this current series on getting the right mortgage for your needs. If you are looking for a mortgage program, give this series a listen to better arm yourself with good information before you jump into the search for the best mortgage program. Unless you are paying cash, you can’t get your first or next home without a mortgage. This is a decision you want to get right.
By the way, if you are shopping for a mortgage loan program, feel free to contact Kathy for several referrals.
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Getting a Mortgage Loan – What to Know (Part 4)
July 31st, 2009 categories: Buyer Strategies, Mortgage & Finance, PODCASTS
EPISODE 13 – REAL ESTATE IN CHANTILLY
Home buyers in Chantilly and the other communities of Northern Virginia don’t have to go into the mortgage loan process unequipped.
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Getting a Mortgage Loan – What to Know (Part 3)
July 28th, 2009 categories: Buyer Strategies, Mortgage & Finance, PODCASTS
EPISODE 12 – REAL ESTATE IN CHANTILLY
If you are a home buyer in Chantilly or one of the other communities in Northern Virginia, and you want to have the added advantage of knowing what to expect before you jump into the mortgage loan process, then this series is just for you.
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Getting a Mortgage Loan: What to Know (Part 2)
July 22nd, 2009 categories: Buyer Strategies, Mortgage & Finance, PODCASTS
EPISODE 11 – REAL ESTATE IN CHANTILLY
If you are a home buyer in Chantilly or one of the other communities in Northern Virginia, you will want to hear this brief but informative series on what you need to know about the mortgage loan process in the current market. Read the rest of this entry »
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Getting a Mortgage Loan: What to Know (Part 1)
July 13th, 2009 categories: Buyer Strategies, Mortgage & Finance, PODCASTS
EPISODE 10 – REAL ESTATE IN CHANTILLY
If you are a home buyer in Chantilly or one of the other communities in Northern Virginia, you will want to hear this brief but informative discussion of what you need to know about the mortgage loan process in the current market.
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