Buyer Strategies
Chantilly and Northern Virginia Home Buyers not yet locked-in on your mortgage rate. Be aware of this.
August 11th, 2009 categories: Buyer Strategies, Mortgage & Finance
If you are a Northern Virginia area home buyer, and you have not yet locked-in your mortgage rate, check in with your mortgage person to get their take on what you should do right now. Read the rest of this entry »
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Better than anticipated job stats kick up mortgage interest rates
August 7th, 2009 categories: Buyer Strategies, Mortgage & Finance
Chantilly home buyers who have not yet locked-in on their mortgage interest rates will have noticed that those rates have moved up in the wake of today’s better than expected job statistics. Read the rest of this entry »
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VIDEO: Short Version of Our New Testimonial VIdeo
August 4th, 2009 categories: Buyer Strategies, Seller Strategies
If you are a home buyer or home seller in the Chantilly or Northern Virginia area, and you are still searching to find the right real estate agent to work with, please take a look at this short version of our recent testimonial video.
Thanks for watching.
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Mortgage Rates Rising Last Week and May Go Higher
August 2nd, 2009 categories: Buyer Strategies, Mortgage & Finance
Like buyers looking for mortgages in other parts of the US, Chantilly area home buyers saw mortgage rates move upward last week. Read the rest of this entry »
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Getting a Mortgage Loan – What to Know (Part 4)
July 31st, 2009 categories: Buyer Strategies, Mortgage & Finance, PODCASTS
EPISODE 13 – REAL ESTATE IN CHANTILLY
Home buyers in Chantilly and the other communities of Northern Virginia don’t have to go into the mortgage loan process unequipped.
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Getting a Mortgage Loan – What to Know (Part 3)
July 28th, 2009 categories: Buyer Strategies, Mortgage & Finance, PODCASTS
EPISODE 12 – REAL ESTATE IN CHANTILLY
If you are a home buyer in Chantilly or one of the other communities in Northern Virginia, and you want to have the added advantage of knowing what to expect before you jump into the mortgage loan process, then this series is just for you.
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Home Supply Drops
July 28th, 2009 categories: Buyer Strategies, Mortgage & Finance, Seller Strategies
You have probably heard commentary about the desirability of falling home supply relative to an improved housing market. Chantilly area home owners, like others throughout the US, are aware that supply and demand balances play a huge role in how the market is recovering. Read the rest of this entry »
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Getting a Mortgage Loan: What to Know (Part 2)
July 22nd, 2009 categories: Buyer Strategies, Mortgage & Finance, PODCASTS
EPISODE 11 – REAL ESTATE IN CHANTILLY
If you are a home buyer in Chantilly or one of the other communities in Northern Virginia, you will want to hear this brief but informative series on what you need to know about the mortgage loan process in the current market. Read the rest of this entry »
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First-Time Home Buyer Tax Credit Program: Ending December 1, 2009
July 17th, 2009 categories: Buyer Strategies, Mortgage & Finance
Home buyers in Chantilly and Centreville area wanting to take advantage of the first-time buyer tax credit should be aware that the clock is ticking its way down to the deadline.
The program expires December 1, 2009.
Remember too that you have to allow for a 60 or so day time frame from contract to closing. That scenario would give you a little over 70 days from now to find that home.
The program allows for a tax refund of up to $8,000….a lot of money by any standard, and especially in the current environment.
There are qualifiers. They include:
- The buyer may not have owned a primary residence in the past 36 months
- Can’t purchase the property from family member
- The household adjusted gross income must be below $95,000 for single tax filers and $170,000 for joint tax filers
Also to know, the tax credit itself is limited to $8,000 or 10% of the purchase price, whichever is less.
Something else to remember is the fact that this is a true tax credit — not a deduction. For example, a taxpayer owing $8,000 to the IRS and claiming the $8,000 First-Time Home Buyer Tax Credit would not owe the IRS a thing on April 15, 2010.
Yes…it is a good deal. If you want details on it you can take a look at the list of criteria on the IRS website.
And of course, if you are in the Chantilly or local area, or moving into the area, let me know if you have any questions. We are always here for you.
PS: If you want to take a crash course on buying your first home, just go to our VIDEO CENTER and scroll down to “Buying Your First or Next Home.” You will learn how to make the buying experience work for your best interest. It is free with immediate access.
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Getting a Mortgage Loan: What to Know (Part 1)
July 13th, 2009 categories: Buyer Strategies, Mortgage & Finance, PODCASTS
EPISODE 10 – REAL ESTATE IN CHANTILLY
If you are a home buyer in Chantilly or one of the other communities in Northern Virginia, you will want to hear this brief but informative discussion of what you need to know about the mortgage loan process in the current market.
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